Calculate Your DDI
The Wealth Watchers program is a simple but effective concept that can work for everyone. Our innovative financial management tools are dedicated to helping people spend and save wisely.
The Wealth Watchers Journal helps participants calculate down to the day, how much money they can spend while staying on track with their financial goals. We call this number DDI for Daily Disposable Income. One of the most important benefits of the Wealth Watchers Journal is that participants get a daily reality check so that they know exactly where every dollar goes on any given day.
Three primary concepts are at the core of the Wealth Watchers program:
(The Wealth Watchers magnetic notepad and electronic Budget Program can also be used for daily journaling once you understand the program and have determined your DDI. See the Additional Tools section for details.)